Adam Karol, Senior Loan Officer

Are you looking for a smart mortgage lender and a company that really cares? You can count on me and Sunbelt Lending to listen and understand your needs. I’m committed to doing what’s best for you.

Everyone has different financial goals. I will take the time to understand your needs and homeownership goals so I can recommend smart mortgage solutions.

I am backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. My team and I believe we can deliver smart choices because we are highly trained, and we understand the industry inside and out.



I just wanted to take a minute and share with you my thoughts. JF as you know I did a refi a year and a half ago with PennyMac, the original builders mortgage company when I sold one of my properties in Denver. It was supposed to be a quick and easy refi to roll in the equity from the sale just to reduce the balance and the payment. 100+ days later the nightmare ended and I wished that I had done it with you. I swore that I would NEVER refi again, EVER...
Then Adam came into the office and over the last few months we discussed rates, etc. My husband and I decided with some hesitation to take the plunge and do it again as the rates were historically low. WOW, what a difference the loan officer and the company make! I think start to finish it was about 30 days. I got a great rate, and thanks to John Fenech and Adam, I was able to participate in the employee discounts. I have neen in this business for a looooong time, so I can say firsthand how great of an experience this was. The fees were right on and never changed, the process was smooth, the underwriting was reasonable and the closing went without a hitch. My husband even asked after..."that is it? Nothing else?" as he was anticipating that something would happen like the last time. So THANK YOU to Adam Karol he was AMAZING! His knowledge, professionalism and customer service are Five Star! Thank you too to John Fenech for looking out for me, my office and my agents. Adam is a welcome addition and an invaluable partner!

Vicki Gonzales, CRS, SRES, CNRS

Managing Broker – Coldwell Banker Residential Real Estate



Adam Karol
Senior Loan Officer
NMLS# 471880

Contact Information:
Phone: 727-823-8929
Fax: 856-917-2610
Email Me

3637 4th Street North
St. Petersburg, FL 33704

Sunbelt Lending Services

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