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Our Weekly Mortgage Market Commentary

This week brings us the release of only four pieces of economic data that are likely to influence mortgage rates in addition to a couple of Treasury auctions. Most of the data that is scheduled this week is considered to be highly important. It is a holiday-shortened week with only three and a half trading days for the bond market with nothing of importance set for Monday. The first events of the week will be the two Treasury auctions that have a decent chance of affecting mortgage rates. There is a 10-year Treasury Note sale Tuesday and a 30-year Bond sale Wednesday. We could see some weaknes...

April 10th, 2017 Our Weekly Mortgage Market Commentary

3 Key Pre-Offer Home Seller Actions

3 Key Pre-Offer Home Seller ActionsSellers who wait until they’re faced with a buyer’s offer to purchase before initiating three key actions, may be forcing themselves to make too many decisions at once and too quickly. Most of us are nervous about decision making. Many lack confidence in their ability. Yet, sellers will be faced with quickly making multiple financial, legal, and lifestyle decisions when a buyer’s offer is presented to them. There are 3 key positive actions sellers should begin before offers arrive, so that they are prepared for decision making and are less o...

April 6th, 2017 3 Key Pre-Offer Home Seller Actions

Our Weekly Mortgage Market Commentary

This week brings us the release of only four pieces of monthly economic data in addition to the minutes from last month's FOMC meeting. Despite the small number of economic reports, we still should have a very active week for mortgage rates because two of them are considered to be highly important to the markets. The week kicks off late Monday morning with one of those highly important releases. That is when the Institute for Supply Management (ISM) will post their manufacturing index for March. This index gives us an important measurement of manufacturer sentiment by surveying manufacturing e...

April 3rd, 2017 Our Weekly Mortgage Market Commentary

Maximize Your Listing Price While Minimizing Your Expense

It's almost spring and in many parts of the country the housing market is already starting to thaw. Some markets like Denver, Seattle, and Portland are red hot. According to the S & P CoreLogic Case-Shiller National Index, prices nationwide are up 5.6 percent as of November 2016. Pricing your house correctly and increasing appeal with low-cost, high-value upgrades can mean more offers. The Price is Right There's generally two schools of thought in regard to listing price. One philosophy is to list at top price and lower the price progressively until it sells. Sellers who choose this strate...

March 30th, 2017 Maximize Your Listing Price While Minimizing Your Expense

Mortgage Rates: More Than Meets the Eye

Mortgage rates are something that on the surface looks basic but is actually quite complicated - similar to how a baseball pitch looks simple - throw the ball, and the batter hits or misses - when, in fact, it is a complex combination of mechanics, grip, delivery, spin, wind speed and more. A mortgage rate is no different, which is an important thing to remember in the face of the Federal Reserve's ("Fed's") recent prime rate hike (which is not the same as a mortgage rate - more on that in a minute). Since getting a mortgage is more often than not a critical component of buying a house, it's i...

March 30th, 2017 Mortgage Rates: More Than Meets the Eye

Why Millennial Buyers Are Swiping Left on Your Home

By Jayme Naciri They want it fast, they want it easy, and it better be perfect. That pretty much sums up the typical millennial homebuyer today. So, if that’s your target and your house isn’t pristine, they’re going to move on to one that is. So how do you make your home swipeable? It’s easy, really. Clean it up “Whether or not we admit it, we’ve all seen at least a few of the home reality shows on channels such as TLC and HGTV. Those shows can be fun and informative, but they also do a lot to shape buyer expectations,” said Bankrate. That means millen...

March 30th, 2017 Why Millennial Buyers Are Swiping Left on Your Home

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